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Checks
 Websites presented in alphabetical order Before You Enter a Check Cashing Store 
 Brief advice suggesting that consumers not "rely on check cashing stores to cash their payroll, government, or personal checks. These corner stores charge customers very high fees." Instead, consumers "can avoid paying high fees by opening or using a basic checking or savings account at a bank, savings and loan, or credit union." Also provides tips on what to ask about fees and obtaining a receipt when using a check cashing store. From AARP. http://www.aarp.org/money/credit_debt/a2002-10-04-CreditDebtFringeBanks.html Topics: Consumer Research & Advocacy, Money Last updated Feb 25, 2008 Questions and Answers About the Check Clearing for the 21st Century Act, "Check 21"
This site presents an analysis and critique of the Check Clearing for the 21st Century Act, also known as "Check 21," which has an effective date of October 28, 2004. The site states that this "sweeping new federal law ... takes away your ability to get back your original paper checks." The site provides tips for consumers to protect their rights under the act. From the Consumers Union, the nonprofit publisher of Consumer Reports. http://www.consumersunion.org/finance/ckclear1002.htm Topics: Business & Consumer Law, Consumer Research & Advocacy, Finance, Money Last updated Sep 15, 2004 |
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