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Before You File for Personal Bankruptcy: Information About Credit Counseling and Debtor Education URL: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre41.shtm Description: The fact sheet discusses requirements of "The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 [which] launched a new era: With limited exceptions, people who plan to file for bankruptcy protection must get credit counseling from a government-approved organization within 180 days before they file. They also must complete a debtor education course to have their debts discharged." Also includes questions to ask when choosing a credit counselor. From the Federal Trade Commission (FTC). LII Topics: Bankruptcy, Business & Consumer Law Publisher: Federal Trade Commission (FTC) LII Database Information: Record 27739 created by Maria Brandt on 01/13/2009 Last modification on 02/10/2009 Published: 02/26/2009 LII Item ID: http://lii.org/cs/lii/view/item/27739 |
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