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Your Credit Score: How It All Adds Up
Consumer fact sheet on credit scoring, "a grading system that adds or subtracts points based on select data in your credit report. ... Your final grade -- your credit score -- is said to measure how likely it is that you will repay a loan." Discusses factors used to determine credit scores (such as payment history and amount owed), ordering credit reports, and tips for improving your score. From the Privacy Rights Clearinghouse.
http://www.privacyrights.org/fs/fs6c-CreditScores.htm
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