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Facts for Consumers: Credit Scoring
Fact sheet on credit scoring, "a system creditors use to help determine whether to give you credit." Discusses the credit scoring model, what individuals can do to improve their credit score, the reliability of the credit scoring system, what happens if you are denied credit, and how to file a complaint. From the Federal Trade Commission (FTC).
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre24.shtm
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